If I cast my mind back to my university days (approximately 25 years ago) I recall undertaking a finance subject in which we compared returns from active fund managers to respective index returns that those same managers were being paid to beat. The outcome of the study over varying time periods was dismal if you […]
READ MOREKeep planning – Popup
Keep planning
You’re climbing the career ladder and are earning a good income. Maybe you’ve met your life partner, bought your first home, have a young family or have just had the idea that is going to make your fortune. Some of the questions common to this stage in life are…
| How do I learn financial discipline? | Do I have any surplus cash for investment? |
| How much should I put into super? | Should I pay off my debt? |
| Are my investments working hard enough? | How do I set up my family financially for the future? |
Keep growing – Popup
Keep growing
The children are growing and so are your expenses, but income is good and you have surplus funds to invest. Maybe you’ve bought a bigger house. Or perhaps it’s been a bumpier road than you’d hoped and you’re looking for a new life partner. Considerations may well include…
| Are my finances structured correctly? | How do we protect our family from life's bumps? |
| Can I send my children to private school? | Should I pay off debt or invest surplus funds? |
| Are my investments working hard enough? | Should we get a will in place? |
Keep enjoying – Popup
Keep enjoying
Debts are paid off, children have (hopefully) flown the nest and you’re thinking about the next phase of life, be it retirement, reducing your work or carrying on at a million miles an hour. You’ve built an investment portfolio, travel in style and are enjoying the fruits of all your hard work so now is the time to think about…
| When can I retire? | How much do I need for a comfortable retirement? |
| Are my investments working hard enough? | What estate planning do we need to put in place? |
| We’re thinking about philanthropy. How do we start this? | Can I help my children get a foothold on the property ladder? |
Keep giving – Popup
Keep giving
You’re continuing to enjoy the rewards of your prudent planning and maximising your life savings and are looking to help others also enjoy the fruits of your labour. Perhaps you want to help with your grandchildren’s education or set up a fund for charitable giving. Or maybe you just want to be kind to yourself and finally realise that long-held dream. It’s time to think about...
| Are my investments working hard enough? | Are our affairs structured properly, both for us and our loved ones? |
| What about philanthropy? | Is my will structured how I want? |
best life – Popup
Your best life
We’ll help you develop a strategy to simplify the complexity and work towards your best life.
