The government has announced that from 1 July 2025, earnings from superannuation balances over $3 million will attract a 30% concessional tax rate, doubling the current 15% tax rate. Why? In its media release, the Albanese Government reasoned it is making our superannuation system more sustainable and fairer. They expect to raise a further $2 […]
READ MOREHappy holidays
We’re just about done for the year and looking forward to taking some time out with our families and friends to recharge. We hope you’re spending time with loved ones and if you’re getting away over the holidays, safe travels. Note that our office is closed from this Thursday 22nd December until Thursday 5th January […]
READ MOREFederal Budget – October 2022 Snapshot
In his first budget on Tuesday, Treasurer Jim Chalmers handed down a conservative budget as Labor sought to meet its pre-election commitments.
READ MORESuper changes from July 2022
When the 2021 budget was handed down, a number of changes were proposed to superannuation. Legislation changes generally take some time and recently, most of these were passed, albeit they don’t apply until 1 July 2022. Work test requirements For those over aged between 67 and 74 wanting to contribute to super, there is a […]
READ MOREFederal Budget 2022 Snapshot
Once again, a budget windfall, thanks to higher commodity prices, has allowed the government to spend more and forecast lower budget deficits. The 2022-23 deficit is now forecast to be $80 billion lower than last year’s estimate. Given a federal election is looming, this budget was somewhat constrained on the spending side compared to prior […]
READ MOREWhen conflicted advice turns ugly
You may have seen in the news recently that Dixon Advisory Superannuation Services, Australia’s fourth largest superannuation advice firm, was placed into voluntary administration. It represents stress and potential losses for their thousands of clients and another big reputational hit to our industry. What went wrong? It wasn’t because their accounting software failed or tax […]
READ MORE2022 – the year you make those promised changes
Like many Australians, the last couple of years have led us to critically examine what’s important in life. What have we achieved since the start of the pandemic (even if that’s just making it through relatively unscathed), and what have we resolved to change this year? 2022 provides a fresh start, a time to change […]
READ MORES&P/ASX 200 to hit 15,600
Tis the season for predictions no matter how ludicrous they may seem. After seeing numerous articles on the predictions of Nostradamus and Baba Vanga, I thought I would throw my hat into the ring as well. Here is a link on Baba Vanga as I know you want to find out more. So, just how […]
READ MOREHappy holidays
After another tough year, we hope you’ve come through unscathed and are looking forward to relaxing and spending time with loved ones over the festive period. And if you are getting away over the holidays, good luck and travel safely. Our office will be closed from Thursday, 23 December, and we’ll be back on Wednesday, […]
READ MOREBack stronger!
So the last two junior footy seasons have largely been a write-off, we had our team presentation in the rain three weeks into the cricket season, and our slightly disheveled sign looks how we all feel after the last couple of years. But Keep Wealth are proud to have maintained our sponsorship of the mighty […]
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